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The Ashley Stewart Accounts are issued by Comenity Bank.This site gives access to services offered by Comenity Bank, which is part of Bread Financial. The Ashley Stewart Accounts are issued by Comenity Bank. 1-800-376-0581 (TDD/TTY: 1-800-695-1788 )Comenity Bank is a card issuer that you may not have heard about before (unless you’re familiar with the shopping cart trick), but they are the back end card issuer for a lot of different credit cards (with a focus on store credit cards).There are 34 million customers that currently have credit cards issued by Comenity Capital Bank or one of …Comenity Bank is a card issuer that you may not have heard about before (unless you’re familiar with the shopping cart trick), but they are the back end card issuer for a lot of different credit cards (with a focus on store credit cards).There are 34 million customers that currently have credit cards issued by Comenity Capital Bank or one of …The Comenity Bank Ashley Stewart Credit Card doesn't charge an annual fee. The APR for purchases is 28.74% Variable. The Card gives you 20% off the first purchase you make with your new credit card. 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